At HelpCare Benefits Agency, we believe that finding the right health coverage shouldn't be complicated, confusing, or overwhelming. As independent advisors, we aren't tied to any single carrier or plan — which means our loyalty is always to you, not an insurance company. We take the time to understand your unique needs, your budget, and your goals before ever making a recommendation.
Self-employed, between jobs, or without employer coverage? You likely have more options — and more affordable premiums — than you expect. We compare plans from multiple Florida carriers and help you understand your subsidy eligibility before you enroll.
Choosing the wrong Medicare plan can cost you thousands. We help you cut through the confusion — comparing Medicare Advantage, Supplement (Medigap), and Part D drug plans side by side — so you can make a confident, informed decision.
An Individual Coverage Health Reimbursement Arrangement lets you offer meaningful employee benefits without the complexity or cost of a traditional group plan. You set the budget. Employees choose their own coverage. Everyone wins.
Your primary coverage is just the foundation. Supplemental products like dental, vision, hospital indemnity, accident plans, and critical illness coverage help protect your finances from the gaps that standard plans leave behind.
"Medicare can be confusing — they simplified everything and helped me understand all my options before I made any decisions. I finally felt like I had someone in my corner."Florida Medicare Client, Orlando
Schedule a no-obligation consultation. We'll listen to your situation, compare your options, and give you clear, honest answers — at no cost to you.
We do not offer every plan available in your area. Currently we represent 6 organizations which offer 287 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
HelpCare Benefits Agency is not affiliated with or endorsed by the government or the federal Medicare program. HelpCare Benefit Advisors LLC dba HelpCare Benefits Agency (FL Agency License # L135827) is an independent insurance brokerage licensed in the state of Florida. We are compensated by insurance carriers for plan enrollments. Our advisory services are provided at no direct cost to you.
Plan availability, benefits, costs, and carrier participation vary by service area and are subject to change. Benefits described on this website are general in nature and may not reflect specific plan details in your county. Contact us or the plan directly for complete details including covered services, cost-sharing, exclusions, and limitations. For accommodations of persons with special needs at meetings, call 407-220-0234 TTY: 1-877-486-2048 (Medicare).
HelpCare Benefits Agency is an authorized broker for ACA Marketplace plans. Eligibility for premium tax credits and cost-sharing reductions depends on household income, family size, and other factors determined by the federal Marketplace. We cannot guarantee subsidy eligibility or specific plan availability. Visit HealthCare.gov for official enrollment resources.
Privacy Policy
Effective Date: August 10, 2026
HelpCare Benefit Advisors LLC dba HelpCare Benefits Agency ("HelpCare") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit helpcarebenefits.com or contact us.
We do not sell, rent, or trade your personal information. We may share it only with insurance carriers upon your enrollment request, service providers under confidentiality obligations, and as required by law.
Per CMS rules effective October 1, 2024, we will not share your data with any other TPMO without your prior express written consent naming that specific organization.
We use HubSpot for website analytics and visitor tracking. You may disable cookies in your browser settings.
We retain personal information as required by law, including CMS requirements to keep enrollment-related records for a minimum of 10 years.
You may request access, correction, or deletion of your personal information by contacting us at contact@helpcarebenefits.com or 407-220-0234.
Our website is not directed to individuals under age 18. We do not knowingly collect information from minors.
We may update this policy from time to time. The effective date will reflect the most recent revision.
HelpCare Benefit Advisors LLC dba HelpCare Benefits Agency
contact@helpcarebenefits.com | 407-220-0234
SMS Privacy Policy
Effective Date: August 10, 2026
HelpCare Benefit Advisors LLC dba HelpCare Benefits Agency respects your privacy. This policy explains how we handle your phone number when you opt in to receive text messages.
When you opt in to SMS, we collect your mobile phone number, the date and time of consent, and the method by which consent was provided.
We use your number solely to send the messages you consented to receive — appointment reminders, inquiry responses, account updates, and marketing messages such as enrollment reminders.
SMS opt-in data and consent will not be shared with any third parties for marketing purposes. It is shared only with subcontractors necessary to deliver the SMS service.
We maintain reasonable safeguards to protect your information from unauthorized access or disclosure.
Reply STOP to any message to unsubscribe. You will receive one confirmation message, then no further texts unless you opt in again.
SMS Terms & Conditions
Effective Date: August 10, 2026
